You move
New address, new home, sometimes a new region.
Home insurance to transfer or take out before the keys, car insurance to update with the new address and parking.
Insurance broker, claims followed from start to finish
When something happens, someone picks up the phone.
Water damage, a broken windscreen, a break-in at the shop: you call your broker first. We tell you what to do, then we follow the file with the insurer until it is settled.
In case of a claim
1
Make safe
Cut the water or the power, protect people first.
2
Photograph and keep
Take photos, keep damaged items and receipts.
3
Call the office
We tell you which documents the insurer will ask for.
4
Declare in time
The law gives at least five working days, two for a theft. Your contract may give more.
What we insure
Car insurance
Drivers, young drivers, families with two cars
Third party, third party plus or comprehensive: the level of cover that matches the value and the use of your car.
Home insurance
Tenants, owners, landlords
Tenant or owner, flat or house: the cover that matches your home and its contents, with the right declared value.
Health cover
Individuals, families, retirees, self-employed
A top-up health insurance that reimburses what you actually spend: glasses, dental care, hospital, specialists.
Income protection
Self-employed, liberal professions, heads of household
Keep an income in case of sick leave or disability, and protect your family in case of death.
Business multi-risk
Shopkeepers, workshops, offices, restaurants
Premises, equipment, stock and loss of business: one contract for a shop, a workshop or an office.
Ten-year liability
Craftsmen and building companies
Compulsory for building trades: a ten-year liability that covers your real activities, with the certificate for your quotes.
Loan insurance
Every borrower, new loan or running one
The insurance of your home loan, chosen freely and changed at any time, with equivalent cover.
What a broker owes you
At your side for a claim
You call us first. We tell you what to keep, what to photograph and how to declare, then we follow the file with the insurer.
- Advice written down
- Before you sign, we put your needs in writing and explain why the proposed contract answers them. That document is yours.
- Several insurers compared
- We are not tied to one company. We compare the cover, the deductibles and the exclusions, not only the premium.
- How we are paid, said plainly
- A commission included in the premium, paid by the insurer. If a fee applies, you know it in writing before anything is signed.
- Changing contracts, done for you
- Car and home insurance can be cancelled at any time after one year, health cover too, loan insurance at any time. We send the letters.
- Registered and supervised
- Registered with ORIAS, supervised by the ACPR, insured for our professional liability. The number is on every page.
When life changes, your insurance does too
The moments when a contract should be looked at again.
You buy a car
New or used, it must be insured before it is driven.
Level of cover according to its value, deductible, breakdown assistance, the main driver declared.
You start a business
Liability, premises, sometimes ten-year liability.
Professional liability, multi-risk if you have premises, ten-year liability in the building trade, income protection for yourself.
You hire your first employee
New obligations as an employer.
A company health scheme for employees is compulsory, and some collective agreements require income protection.
A child arrives
One more person to cover.
Add the child to the health cover, review the death capital and the beneficiaries of your income protection.
You retire
The company health scheme stops.
Individual health cover to choose, income protection to adapt, car use that often changes.
How a contract review works
1
Your contracts on the table
Bring your current policies and last notices. We list what you are covered for, and for how much.
2
Gaps and duplicates
A card insurance that duplicates your home cover, a deductible too high for your budget: we point them out.
3
The comparison
We consult several insurers and show you the proposals side by side, exclusions included.
4
The switch, if worth it
If you decide to change, we handle the cancellation and the new contract so that you are never left uncovered.
"Water damage from the upstairs flat. One call to the office, and they told me exactly what to photograph and what to keep. The insurer's expert came within the week."
"Electrician, self-employed. They found a ten-year liability policy that covers my real activity, and the certificate was ready for my quotes the next day."
"We were paying for two health covers without knowing it. The review took an hour and they handled the cancellation."
Ask for a free contract review
Tell us who you are, which contracts you want reviewed and when they renew. We call you back to set an appointment, at the office or by phone.
A claim in progress? Call us directly:
01 23 45 67 89